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| Text
Panel
This tutorial shows how to make a transparent
text panel with a drop shadow over an image or Photo. |

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Open an image or photo to use for a background.
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Select the Rectangular marquee tool. Make a selection on
the image, this will be where the panel will go.
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Hold down the Ctrl. Key and click on the new layer button
on the layers pallet. This makes an Adjustment Layer. select
"Levels" from the menu. Click ok. The Levels adjustment will
determine the brightness of the panel and how the background shows
through. The first adjustment should be moving the bottom black
arrow. Slide it to the right and touch but not all the way. Click ok
when done.
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Back on the Layers Pallet, make sure the layer that says
"Levels" is active. Now go to Layers>Effects>Drop Shadow.
Click ok when you like the shadow. Add text and you are finished.
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